Good morning,
Quote:
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It is up to an individual to decide for himself the degree of security that he needs
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Unfortunately that is not true, with all the T.V. adds for "had some bad happen let xyz solicitors sue someone for you", the U.K.has changed to a culture where it is always someone else's fault.
If my application lets you use CAT as your password and someone else uses your account it is highly likely that someone somewhere will have a go at blaming me for allowing him to do it. If you have a video recorder, try recording the adverts on afternoon TV it's very depressing; "I fell over and got £5K compensation".
By insisting that the password is complex I am protecting myself from that culture. I do find it rather amusing that the result of this is that the same password will be used in many places, stored on a post-it or an application will be used to store every password.
Many people with bad intentions don't try and log onto your account specifically, they don't care that it is you, they just want an account. If everybody used their date of birth it might be hard to log onto your account, but logging on to an account would be trivial.
Bye
Ian