I personally don't have any knowledge of sorting such situation. This has been for the first time that any of our customer had such problem even after his card had good credit.
You can pay with your card on paypal payment gateway as well so simply choose paypal payment option from your invoice and make payment with your card on paypal.
You mentioned MONEYBOOKERS in your previous post so I ignored your thread as we dont have any MONEYBOOKERS account.
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